Azure at Hacienda Lakes is a 405-home gated community built by Toll Brothers in Southeast Naples, with HOA dues of roughly $1,700 a quarter and a Hacienda Lakes Community Development District (CDD) assessment that can run $3,000–$4,500 a year depending on lot size and which bond series applies. Nearly all of the community sits inside a FEMA-mapped Special Flood Hazard Area. For most buyers, the resort-style amenities and buyer-favorable resale pricing still make it worth a serious look — but only once you've confirmed the real numbers before you write an offer.
Buyers searching Southeast Naples keep circling back to the same intersection: Collier Boulevard and Rattlesnake Hammock Road, where Toll Brothers built Azure at Hacienda Lakes on the last undeveloped parcels of the larger Hacienda Lakes master-planned community. It's a gated neighborhood with a genuinely resort-style amenity package, and right now it's sitting in buyer-favorable territory — but the HOA and CDD math, plus the flood designation, catch more buyers off guard here than almost anywhere else we show clients in Naples.
What is Azure at Hacienda Lakes?
Azure is a 405-unit gated community built by Toll Brothers between 2017 and 2024, tucked inside the roughly 391-acre Hacienda Lakes master-planned development east of Collier Boulevard. It sits close to Naples Lakes Country Club and gives buyers quick access to both Marco Island's beaches and the shopping and dining on Fifth Avenue South in downtown Naples.
The community mixes attached villas with single-family homes, all built on a gated, master-associated footprint that shares infrastructure — roads, lakes, and the Hacienda Lakes CDD — with its sister community next door, Esplanade at Hacienda Lakes.
What sets Azure apart from most of the other Toll Brothers communities we track in Collier County is how recently it finished building out. Most of the 405 homes were completed within the last few years, which means buyers get newer construction and modern building codes without paying true new-construction pricing — most purchases here now happen on the resale market rather than directly through the builder.
Homes and pricing at Azure at Hacienda Lakes
Toll Brothers offered four floor plan collections at Azure:
- Villa Collection — 2-bedroom attached villas, 1,500–1,648 square feet
- Estate Collection — 2–4 bedroom homes, 2,075–2,943 square feet
- Heritage Collection — 3–5 bedroom homes, 2,443–3,484 square feet
- Signature Collection — 3–7 bedroom homes, 2,170–4,405 square feet
As of early October 2026, about 20 homes are actively listed, with a median list price near $912,400 and a range of roughly $850,000 to $2.5 million, or around $443 per square foot on current listings.
That current asking-price median is well above what homes have actually been closing for. Over the trailing 12 months, Azure's median closed sale price sits closer to $675,000 — down about 25% year-over-year — at roughly $356 per square foot, with homes taking a median of 118 days to sell and closing at about 88.6% of list price. Market Heat for the neighborhood scores just 22 out of 100, which is about as clearly buyer-favorable as Naples gets right now.
The gap between what sellers are asking and what buyers are actually paying is the single biggest negotiating opportunity at Azure today. If you're working from the current list-price median, you're working from the wrong number.
Amenities and lifestyle: who Azure fits
Azure's amenity package centers on a clubhouse the community calls The Port, which includes gathering space for cards, billiards, and club meetings, plus a catering kitchen for private events and cooking classes. Outside, residents get a resort-style pool with cabanas, a full fitness center with group classes and personal training, lighted tennis and pickleball courts, and a firepit and activity lawn that hosts live music events.
This community tends to fit buyers who want a genuinely low-maintenance, amenity-rich lifestyle without the golf membership commitment you'd find at places like Bonita Bay or Grandezza — Azure has no golf course and no mandatory club dues beyond the standard HOA. It works equally well for full-time Naples residents, seasonal snowbirds, and buyers downsizing out of a larger single-family home who still want multiple bedrooms for visiting family.
The CDD fee, the flood zone, and the buying process
This is where Azure requires more homework than most Naples communities, and it's exactly why the question keeps coming up.
The HOA fee runs about $1,700 per quarter — roughly $6,800 per year, or $567 per month — and covers irrigation water, grounds maintenance, pest control, recreation facilities, security, and street maintenance and repairs.
The CDD assessment is separate from the HOA and funds the infrastructure bonds that built the Hacienda Lakes development. According to the district's most recently available audited figures, annual CDD assessments break down by lot width:
- Operations and maintenance: $274.23–$457.05 per year
- Debt service (2014 bond series): $1,799.77–$2,247.90 per year
- Debt service (2016 bond series): $1,017.96–$1,777.45 per year
Depending on your lot size and which bond series applies to your specific phase, total annual CDD assessments can land anywhere from roughly $2,100 to $4,500 — on top of the HOA dues above. The Hacienda Lakes CDD covers the full master community, including Esplanade next door, and holds its quarterly board meetings at the Esplanade Community Center. Rates adjust most years, so pull the current year's assessment roll or ask for the CDD estoppel letter before you write an offer — don't rely on figures from a prior tax year.
The flood zone is the other number to confirm early. Sampled addresses throughout Azure fall within an A-series FEMA Special Flood Hazard Area, meaning flood insurance is effectively mandatory if you're financing. Get a flood elevation certificate and a flood insurance quote during your inspection period, not after — this is a cost that belongs in your offer math from day one, not a surprise at closing.
On the buying process itself: because Azure is largely resale at this point, you'll typically be working with a listing agent representing the seller rather than a Toll Brothers sales representative. That's an important distinction — a seller's agent works for the seller, not for you, so bring your own buyer's agent before you tour a resale listing or attend any open house. If any Toll Brothers builder inventory remains in the community, confirm directly with Toll Brothers whether incentives are currently being offered — builders frequently run limited-time promotions, including a national sales event most Octobers, and those terms are negotiated separately from a resale contract.
Before you visit any home here, ask your agent to pull the current HOA budget, the CDD assessment roll, and a flood zone determination for the specific address — not just the neighborhood — since flood designations and lot-size-based CDD tiers can vary house to house even within the same community.
Azure vs. Esplanade at Hacienda Lakes and Naples Reserve
Esplanade at Hacienda Lakes, built by Taylor Morrison next door, is the most natural comparison. Esplanade's 441 homes carry a lower HOA — about $1,169 per quarter, or roughly $4,676 per year — and a similarly broad amenity package: a 6,500-square-foot clubhouse, resort pool with a separate resistance pool and spa, lighted tennis, pickleball, and bocce courts, a dog park, and a children's play area. Esplanade's resale market is currently a bit more balanced (Market Heat 45/100 versus Azure's 22/100) with faster median days on market, but it carries the same Hacienda Lakes CDD obligation and an even higher flood exposure — every geocoded home we found sits in a mapped FEMA flood hazard zone, at a median elevation of just 13 feet.
For buyers who want the lagoon-lifestyle alternative without the CDD math running quite as high, Naples Reserve is worth cross-shopping. It's a Lennar-built community in South Naples centered on a 125-acre crystal lagoon with a private beach club and a Freedom Boat Club membership included, and its CDD assessment — $1,411.79 to $1,967.36 per year — runs meaningfully lower than Hacienda Lakes'. It also carries significant flood exposure of its own, so the comparison isn't about avoiding a flood zone so much as choosing which amenity package and fee structure fits your budget better.
Whichever direction you lean, the Addendum H flood insurance contract protection is worth understanding before you sign — it lets you cap your maximum insurance premium in the contract itself and cancel penalty-free if coverage isn't available at that price. For buyers who want the broader mechanics of how Southwest Florida flood zones get determined in the first place, our flood zone guide and our general CDD fee explainer both cover ground that applies directly to a Hacienda Lakes purchase.
Frequently Asked Questions
What is the CDD fee at Azure at Hacienda Lakes?
The Hacienda Lakes CDD assessment includes operations and maintenance of $274.23–$457.05 per year plus debt service of $1,017.96–$2,247.90 per year, depending on lot size and bond series — for a combined annual total that typically runs $2,100–$4,500 on top of HOA dues. Always confirm the current year's figure with a CDD estoppel letter before closing.
Is Azure at Hacienda Lakes in a flood zone?
Sampled addresses throughout the community fall within an A-series FEMA Special Flood Hazard Area, which means flood insurance is effectively required for financed purchases. Pull a flood elevation certificate and get an insurance quote for the specific address during your inspection period.
How does Azure at Hacienda Lakes compare to Esplanade at Hacienda Lakes?
Both share the same CDD and sit within the same master community, but Esplanade carries a lower HOA (about $1,169/quarter versus Azure's $1,700/quarter) and is currently trading in a more balanced market. Azure's amenity centerpiece is its clubhouse, The Port, while Esplanade's is a larger 6,500-square-foot clubhouse with a resistance pool.
Is Azure at Hacienda Lakes still selling new construction, or is it resale only?
Azure was built out primarily between 2017 and 2024, and most current listings are resale. If any builder-direct inventory remains, confirm directly with Toll Brothers, since incentive timing and contract terms on builder sales differ from a standard resale contract.
What should I check before making an offer at Azure at Hacienda Lakes?
Request the current HOA budget, the CDD assessment roll or estoppel letter, and a flood zone determination for the specific address — not the neighborhood in general — since CDD tiers and flood designations can vary by lot. Having a buyer's agent review these with you before you tour is the single best way to avoid a surprise at closing.